Continental Funding is a fully licensed Mortgage Bank and we are committed to helping you find the best possible mortgage or financing! We know the importance of a satisfied customer and understand that every borrower is unique.  We offer a wide variety of products to meet your individual requirements and have excellent programs for borrowers buying new homes, borrowers with multiple sources of income, borrowers who are foreign nationals, borrowers with mixed credit histories, and borrowers in the process of establishing or improving their credit. We also have great programs for commercial financing and commercial construction loans. 

Continental Funding offers special programs for buyers in the following situations:

  • First time buyers
  • Self-employed / Multiple income stream
  • Investors
  • Foreign Nationals and Non US citizens
  • Low credit, alternate credit or difficult credit

Continental Funding offers flexible solutions to help you:

  • Buy a new home
  • Buy a second home
  • Buy investment properties
  • Consolidate debt
  • Meet emergency expenses
  • Pay for a wedding, vacation, or special purchase
  • Refinance your existing mortgage
  • Close a loan fast!

Continental Funding understands the importance of providing our customers with flexible solutions that will fit their special circumstances and allow them to achieve their goals.  Continental Funding is a fully licensed Bank so we lend directly, in addition to offering our customers a wide variety of programs.  Because we lend our own money we are not bound by the constraints of traditional banks.  This flexibility allows us to help people who have been turned away by traditional lenders!   We are not mortgage brokers, we are Mortgage Bankers. That means we can get you the best program at the best rate!   

YOUR MORTGAGE CHOICES

15 and 30 Year Fixed Rate Mortgages give you the security of knowing your mortgage payments will remain constant for the life of the loan.

  • Fixed monthly payments for the life of the loan.
  • Fixed interest rate for the life of the loan.
  • Option to refinance if interest rates go down.

Adjustable Rate Mortgages make larger loans more affordable by offering you a lower initial interest rate than fixed rate mortgages.

  • Wide variety of programs and loan terms offered: 10/1 ARM, 7/1, 1 year, 6 month
  • Lower monthly payments at the beginning of the loan.
  • Lower monthly payments for a shorter time period.
  • Borrower may quality for larger loans.

NOTE: "10/1 ARM." The first number represents the number of years in the initial fixed period. The second number indicates how long the adjustable rate will remain in effect before being adjusted. A 10/1 ARM has ten years of fixed payments at a fixed rate. The rate is then reset. The new rate remains in effect for 1 year, it is then reset again and that new rate remains in effect for another year, and so on. The total loan term would be 30 years.

Home Equity Loans allow you to access the equity in your home to meet current expenses such as weddings, college tuition, or home renovations.

  • You can borrow and pay interest on only the money you need.
  • Flexible access to funds.
  • Interest may be tax deductible.

Jumbo mortgages are required for more expensive home purchases. Jumbo mortgages are available with both fixed and adjustable payments.

Interest only loan offer financial flexibility and low payments for a period. Interest only loans are often selected by families who wish to buy a house, but have limited funds at the time of purchase.

Limited documentation loans require reduced documentation in order to streamline the application process.

Alternate credit/poor credit borrowers will benefit from Continental Funding many flexible programs. Continental Funding lends out its' own money so it can close loans that other traditional lender cannot.

Low Down Payment Loans are available for qualified borrowers who have limited savings but are excellent credit risks.

Non US Citizens / Foreign Nationals have a variety of mortgage options available. Continental Funding has helped thousands of foreign nationals achieve their goals. Because Continental Funding has its' own funds available for lending it can often help people who have been turned away by traditional banks.

  • No social security number required
  • No previous housing history needed
  • No or limited documentation